The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city – look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Stay away from all of the cars that you would LIKE to be driving and settle for something more sedate – don't mix numbers and letters (300ZX, Z28, 240Z, Z71, M3, Z3 and the like) – instead, lean toward the 4dr sedan like Toyota Corolla, Nissan Altima. If you want REALLY CHEAP – look at the KIAs and Hyundais – but, you get what you pay for.

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!

You would come out much further ahead if you set up your own car repair fund. You could just put away what you can each month, and it's there when you need it. If you have the money to buy one of those warranties, you have enough money to set up a nice repair fund.

http://www.usainsurancequotes.net/

here you can get quotes from different companies.

Your own personal auto insurance policy will NOT be valid in Mexico unless you first get a supplemental policy or rider to your policy — that too is expensive. These can usually only be offered at official locations on the border.

Be safe and wise in Mexico — buy the insurance and keep a close eye on your surroundings.

added info concerning LIABILITY INSURANCE:

Liability insurance does nothing to cover the vehicle you are driving — it only provides coverage to pay for damage you do to another vehicle, medical payments to someone injured by an accident with you, etc. Again, it does NOTHING to pay for any damages caused to you or your vehicle. If someone or something smashes out the window of your car, you will personally have to pay for the repair costs; the liability insurance will not cover it and the repair costs will be whatever the rental company says it is– you won't be able to shop around for some better deal.

If you are involved in an accident in Mexico, chances are the other party will NOT have any insurance and you are personally stuck will paying all the expenses for ALL the property damages and injuries. This can also lead to jail if you can't provide proof that you can cover those costs.

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