Comments on: Small Business Owners Might Need A Business Financing Expert

By: go away

go away — Fri, 30 Apr 2010 16:10:28 +0000

1) multiply both sides by the denominator (1-ROE*.7)
2) Use addition to get the ROE and its coefficient on one side, and .12 on the other.
3) Divide both sides by the coefficient of ROE.

This is nothing more than tricky-looking algebra. Finance formulas have a way of making people freak out, so dont' worry. Just look for the x, y and z and you'll do fine.

I also came out with 15.31%. If you plug ROE and b in the first equation, you get g (growth rate)=.12

By: Kate373

Kate373 — Fri, 30 Apr 2010 00:59:53 +0000

The biggest impact on our market is the following:

1. – There is no longer any subprime lending
2. – Jumbo loan rates have been rising disproportionate to the rest of the market
3. – The ALT-A market has all but vanished
4. – FHA Loans have become increasingly attractive.
5. – Fannie Mae loans have for the most part remained unaffected.

While I certainly cannot predict what the market will be like a year from now (if I could I wouldn't be writing loans and training loan officers for a living) I don't see subprime on the radar for quite some time. Everything else will come around and normalize.

Here's a point that everyone seems to be missing. For the most part this is a market problem – Given time the market will correct the problem. Not the Senate.

By: Anonymous

Anonymous — Wed, 28 Apr 2010 17:29:17 +0000

A) Liquidity is "cash on hand". How liquid are your assets means, "how much cash on hand do you have".

By: Dee Dee

Dee Dee — Wed, 28 Apr 2010 12:07:38 +0000

By: SpooksUnd

SpooksUnd — Wed, 28 Apr 2010 08:19:24 +0000

1> go to currency agents and get a forward quotation.
2> Never heard of lats but it means that the currency hedge was unnecessary ( this time)
3> Very risky this time of carry trade. In theory
currencies move until they are expected to depreciate by the difference in the exchange rates so on average there is no gain to doing this sort of transaction. In fact it is worse than this because the forex market isn't a zero sum game and in my opinion this type of trader is unlikely to be nimble enough to be a winner.
4> Do you buy or sell any goods or services that are traded internationally if so you could be at risk.

By: Cooker

Cooker — Wed, 28 Apr 2010 05:05:35 +0000

You only have 21% "Best answers", ask again when that is closer to 90%…

By: ?ffenders° will be ?anged©

?ffenders° will be ?anged© — Tue, 27 Apr 2010 19:36:30 +0000

Oh yes he is great with money, just look at the Rezko real estate fraud fiasco he is embroiled in and the fact that he has a severe deficit in intelligence when it comes to financial literacy.

By: David M

David M — Tue, 27 Apr 2010 07:06:40 +0000

I had the same issue with a local newspaper. I wanted to use articles in my association's related field to make my broadcast email more interesting to the readers.

When I asked the writer, she said that her boss, the editor only asked that it not be used to make money, that it wasn't altered in any way, and that all the credits were given.

I have found that to be good advise from other sources also.

Then there is always the Jesuit Rule: "It's easier to ask for forgiveness afterward, than for permission before hand."

Since you are talking about an intranet, the issue may never come up.

By: J

Tue, 27 Apr 2010 06:40:03 +0000

You can try contacting a university professor in the economics or business department or a manger in a large retail store.